Online loans up to $50,000

How It Works

Submit Your Information

Fill out our short form secured with 256-bit SSL encryption technology.

Fast Decision

If approved, review all terms & rates provided by the lender.

Quick Funding

If approved, the funds can be transferred to your bank account as soon as the next business day.

What is Happy Loans?

At Happy Loans, we provide a service that aims to quickly connect customers with a lending partner that offers loans that may work for them. People across the country use our service to get a loan to help them pay for emergency expenses like medical expenses, mechanic fees, and bills.

We can help you find loans without heaps of paperwork.

up to $50,000
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Our Online form is quick, secure, & hassle free.

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Your information is protected with 256-bit technology.

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You may be approved even with a poor credit history.

Why Happy Loans

Because with HappyLoans.com you can submit your information from the comfort of your home and get funds as soon as next business day, simple as that.

Submit our short form here
It's quick

You don't need to wait in long lines, in most cases you'll get a result in minutes.

Send your information online

You can submit your information from the comfort of your home.

Safe and Secure

We protect your data with SSL encryption so that you can request a loan from the comfort of your home with a peace of mind.

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Questions

01. What can I use this loan for?

People get loans to help with home repairs, unexpected expenses, holiday shopping, bills, and more. Such a loan from one of our lenders can help you get the money you need! Once you fill out our online form, if a lender is available, you can receive money as fast as next business day.

02. How fast can I get the money?

While approval for a loan can be fast, usually within minutes, you are not likely to be able to get money until the next business day. Think of the process as depositing a check into your bank account, typically, you have to wait at least 1 business day before the check clears and the money is available for you to use from your account.

03. How do you protect my privacy and personal information?

Privacy is a serious concern, in transmitting your sensitive information to our network of lenders and other third-party lender networks we utilize 256-bit SSL encryption so you can request a loan with peace of mind and from the ease of your home. For information on how we share your data you can also take a look at our Privacy Policy for more details.

04. Are there any fees to use this website?

Happy Loans does not charge the consumers any fees and there is no fee to submit your information online. If approved for a loan, your lender will present you with the exact fees and interest rate of your loan prior to your acceptance of the loan. Happy Loans is not a lender and cannot predict the exact fees and interest of the loan option presented to you. You are under no obligation to accept the terms presented to you by the lender.

05. What is the loan APR?

The Annual Percentage Rate (APR) is the annual rate charged for borrowing and is expressed as a percentage that represents the actual yearly cost of funds over the term of the loan. By law, the lender must show you the APR before you enter into loan agreement. Rates, loan size, among other variables will vary based on your credit worthiness with the lower rates potentially available to customers with excellent credit. Minimum and maximum loan amounts and APRs may vary according to state law and the lender. Because Happy Loans is not a lender, we do not have control over the terms of your agreement. If approved for a loan, we recommend you read the lender's terms and conditions in full before accepting the loan.

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